Tim Bourdon, AIF®
Tim started in the financial services industry in 1991 with IDS Financial Services (which was re-named American Express Financial Advisors and is now Ameriprise). Tim realized that to best serve his clients he needed to become an independent financial professional, so in 1993 he started his own company, TJB Financial Services, Inc. This allowed him to work for his clients and not any particular company.
As a respected consultant, Tim's ethical and candid approach to financial planning helps pre- and post-retirees make sound financial decisions. As more and more of Tim's clients started to retire, Tim began to focus more on helping retirees preserve and protect their hard-earned dollars that they have spent a lifetime accumulating.
Tim has taught retirement and investment planning courses at several Fortune 500 companies, at a local college, as well as at several smaller companies. He holds his FINRA Series 7, 24, 63, and 65 securities registrations with Commonwealth Financial Network®. He also has life and health insurance licenses, as well as his variable product license. Tim is certified by the Connecticut Partnership for Long Term Care Insurance. He is an Accredited Investment Fiduciary® (AIF®) and was recently honored with the Five Star Wealth Manager AwardSM. Fewer than 20 percent of wealth managers in Connecticut qualified for this designation in 2015.
For the past six years, Tim has become very involved with the funeral services industry in Connecticut. His involvement with the Connecticut Funeral Directors Association (CFDA) has included numerous training seminars for which funeral directors received continuing education credits and financial workshops for the families they serve throughout the state. Tim has also provided small business advice to funeral home owners.
Tim was born and raised in Windsor, Connecticut, and resides in North Granby with his daughter Hannah. He enjoys spending his free time watching his daughter play sports, as well as hiking, skiing, playing golf, and traveling with his family.
Tim Bourdon is proud to have been recognized as a Business Experience advisor for 2022—a distinction based on annual production that places him among the top 57 percent of advisors affiliated with Commonwealth Financial Network.
Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Business Experience advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Business Experience advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.
Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 3,178 Connecticut wealth managers were considered for the award; 293 (9 percent of candidates) were named 2018 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.
Bob Havens
Bob has worked in the financial services and insurance fields since 1991. As a registered General Securities Principal (FINRA series 24) and Registered Representative with Commonwealth Financial Network, Bob is well versed in many types of investment products. In addition, he holds licenses for life and health insurance and variable annuities. Bob is also certified by the Connecticut Partnership for Long Term Care Insurance, and was recently honored with the Five Star Wealth Manager AwardSM. Fewer than 20 percent of wealth managers in Connecticut qualified for this designation in 2015.
As part of his work with funeral directors, Bob also supervised a 401(k) retirement plan for the Connecticut Funeral Directors Association. He has participated in seminars and workshops for funeral directors in Connecticut, educating funeral professionals about the advantages and benefits to the families they serve, when using the Connecticut Master Trust for their pre-paid deposits.
Being a veteran of the Vietnam War, working in intelligence with a U.S. Navy aviation squadron that recently received the Presidential Unit Citation, Bob is very involved in veterans’ issues, and served for five years as a member of a military final honors squad, providing hundreds of military funerals for veterans in Connecticut.
Bob was born and raised in New Haven, Connecticut, and resides in North Haven. He enjoys reading, especially books relating to military history, traveling, and participation in various veterans associations and events. He also enjoys music, with a preference for jazz great Charlie Parker, and the sounds of “The Big Band Era.”
Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 2,398 Connecticut wealth managers were considered for the award; 468 (20 percent of candidates) were named 2015 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.