Tim Bourdon

Tim started in the financial services industry in 1991 with IDS Financial Services (which was re-named American Express Financial Advisors and is now Ameriprise). Tim realized that to best serve his clients he needed to become an independent financial professional, so in 1993 he started his own company, TJB Financial Services, Inc. This allowed him to work for his clients and not any particular company.

As a respected consultant, Tim's ethical and candid approach to financial planning helps pre- and post-retirees make sound financial decisions. As more and more of Tim's clients started to retire, Tim began to focus more on helping retirees preserve and protect their hard-earned dollars that they have spent a lifetime accumulating.

Tim has taught retirement and investment planning courses at several Fortune 500 companies, at a local college, as well as at several smaller companies. He also holds his FINRA Series 7, 24, 63, and 65 securities registrations with Commonwealth Financial Network^®, life and health insurance licenses, as well as his variable product license. Tim is also a member of the Society of Financial Service Professionals.

Tim was born and raised in Windsor, CT, and currently resides in North Granby with his daughter Hannah. He enjoys spending his free time helping to coach the different sports Hannah gets involved with, as well as hiking, skiing, playing golf, and traveling with his family.

Bob Havens

Bob has worked in the financial services and insurance fields since 1991. As a registered General Securities Principal (FINRA series 24) and Registered Representative with Commonwealth Financial Network, Bob is well versed in many types of investment products. In addition, he holds licenses for Life and Health Insurance and Variable Annuities. Bob is also certified by the Connecticut Partnership for Long Term Care Insurance.

As part of his work with funeral directors, Bob also supervised a 401(k) retirement plan for the Connecticut Funeral Directors Association. He has participated in seminars and workshops for funeral directors in Connecticut, educating funeral professionals about the advantages and benefits to the families they serve, when using the Connecticut Master Trust for their pre paid deposits.

Being a veteran of the Viet Nam war, working in intelligence with a U.S. Navy aviation squadron that recently received the Presidential Unit Citation, Bob is very involved in veterans' issues, and served for five years as a member of a military final honors squad, providing hundreds of military funerals for veterans in Connecticut.

Bob was born and raised in New Haven, CT, and currently resides in Ellington with his wife Susan. He enjoys reading, especially books relating to military history, traveling and participation in various veterans associations and events. He also enjoys music, with a preference for jazz great Charlie Parker, and the sounds of “The Big Band Era.”